Unlike many other lenders, PennyMac does not have a minimum income requirement. Otherwise, you’re good to go to apply for a PennyMac mortgage. If you’re shopping for a new purchase home loan and live in New York, you’ll have to look elsewhere. Mortgage loans from PennyMac Loan Services, LLC can be originated in any state except New York and may be serviced in any of the 50 states. PennyMac Mortgage Application Requirements This lender is a great hybrid between online efficiency and personal expertise that’s just a phone call away. The fees are reasonable and you also get access to your loan officer by phone in addition to easy online tools. Want to make sure you’re getting the best rate?įor an online mortgage lender that offers a wide range of mortgage products in nearly every state, check out PennyMac.
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